Category: Payments

8 European alternatives to Flatpay — GDPR-compliant & EU-hosted.

Danish flat-rate payments and POS platform for SMEs; unicorn since November 2025.

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Facts

Headquarters: DK (EU)
Category: Payments
Type: Product
GDPR-compliant: Yes
Open-source: No
Data hosting: EU

Top EU-based & GDPR-compliant alternatives to Flatpay

Adyen
Dutch listed payment processor and acquirer (Amsterdam) with its own banking licence, serving enterprise merchants and platforms.
NL · commercial
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Alma
French payment platform for instalment payment and buy-now-pay-later
FR · commercial
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Bancontact Company
Belgian debit card payment scheme and mobile payment provider used across Belgium
BE · commercial
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Billie
German B2B payment platform for buy-now-pay-later and trade financing
DE · commercial
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BLIK
Polish mobile payment platform for online and contactless payments
PL · commercial
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Brite Payments
Swedish payment platform for direct bank payments and instant payouts
SE · commercial
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Buckaroo
Dutch payment service provider offering a wide range of payment methods for online merchants
NL · commercial
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CCV
CCV is a Dutch payment solutions provider (terminals, acquiring, online payments) serving 600,000+ businesses in NL, BE and DE. Since March 2025 a wholly owned subsidiary of US-based Fiserv (NYSE: FI).
NL · commercial
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Frequently asked questions

What is the best European alternative to Flatpay?

It depends on your use case. Strong EU alternatives to Flatpay include Adyen, Alma and Bancontact Company. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Flatpay?

Our list of EU alternatives to Flatpay is mostly commercial options. Browse the category on the map for open-source choices.

Is Flatpay GDPR-compliant and where is the data hosted?

Flatpay is headquartered in DK (EU) and hosts data in EU. That makes Flatpay an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

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