Category: Payments

8 European alternatives to Token.io — GDPR-compliant & EU-hosted.

British open-banking platform for A2A payments and bank infrastructure

Visit website ↗Assessment

Facts

Headquarters: GB (OTHER)
Category: Payments
Type: Product
GDPR-compliant: Yes
Open-source: No
Data hosting: EU

Top EU-based & GDPR-compliant alternatives to Token.io

Adyen
Dutch global payments platform serving enterprise merchants with unified commerce
NL · commercial
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Alma
French payment platform for instalment payment and buy-now-pay-later
FR · commercial
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BLIK
Polish mobile payment platform for online and contactless payments
PL · commercial
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Bancontact Company
Belgian debit card payment scheme and mobile payment provider used across Belgium
BE · commercial
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Billie
German B2B payment platform for buy-now-pay-later and trade financing
DE · commercial
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Brite Payments
Swedish payment platform for direct bank payments and instant payouts
SE · commercial
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Buckaroo
Dutch payment service provider offering a wide range of payment methods for online merchants
NL · commercial
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CCV
CCV is a Dutch payment solutions provider (terminals, acquiring, online payments) serving 600,000+ businesses in NL, BE and DE. Since March 2025 a wholly owned subsidiary of US-based Fiserv (NYSE: FI).
NL · commercial
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Frequently asked questions

What is the best European alternative to Token.io?

It depends on your use case. Strong EU alternatives to Token.io include Adyen, Alma and BLIK. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Token.io?

Our list of EU alternatives to Token.io is mostly commercial options. Browse the category on the map for open-source choices.

Is Token.io GDPR-compliant and where is the data hosted?

Token.io is headquartered in GB (OTHER) and hosts data in EU. The vendor states it is GDPR-compliant, but the data falls under non-EU jurisdiction. For full EU data residency the EU alternatives on this page usually offer more certainty.

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