Category: Fintech & Neobanks

8 European alternatives to N26 — GDPR-compliant & EU-hosted.

German mobile neobank with free account and real-time notifications

Visit website ↗Assessment

Facts

Headquarters: DE (EU)
Category: Fintech & Neobanks
Type: Product
GDPR-compliant: Yes
Open-source: No
Data hosting: EU

Top EU-based & GDPR-compliant alternatives to N26

bunq
Dutch neobank with focus on freedom, sustainability and user-friendliness
NL · commercial
↗
Finom
Dutch fintech for business accounts with integrated invoicing
NL · commercial
↗
Holvi
Finnish digital bank for self-employed and small companies with invoicing tools
FI · commercial
↗
Knab
Dutch online bank focused on entrepreneurs and investors
NL · commercial
↗
Qonto
French neobank for companies and self-employed with accounting- and expense management
FR · commercial
↗
Tomorrow
German sustainable bank that invests money in climate and environmental projects
DE · commercial
↗
Trade Republic
German neobroker from Berlin with a BaFin banking license for investing and saving in the EU
DE · commercial
↗
Triodos Bank
Dutch sustainable bank that exclusively invests in social and green projects
NL · commercial
↗

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Frequently asked questions

What is the best European alternative to N26?

It depends on your use case. Strong EU alternatives to N26 include bunq, Finom and Holvi. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to N26?

Our list of EU alternatives to N26 is mostly commercial options. Browse the category on the map for open-source choices.

Is N26 GDPR-compliant and where is the data hosted?

N26 is headquartered in DE (EU) and hosts data in EU. That makes N26 an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

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