Category: Fintech & Neobanks

8 European alternatives to Qonto — GDPR-compliant & EU-hosted.

French neobank for companies and self-employed with accounting- and expense management

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Facts

Headquarters: FR (EU)
Category: Fintech & Neobanks
Type: Product
GDPR-compliant: Yes
Open-source: No
Data hosting: EU

Top EU-based & GDPR-compliant alternatives to Qonto

bunq
Dutch neobank with focus on freedom, sustainability and user-friendliness
NL · commercial
↗
Finom
Dutch fintech for business accounts with integrated invoicing
NL · commercial
↗
Holvi
Finnish digital bank for self-employed and small companies with invoicing tools
FI · commercial
↗
Knab
Dutch online bank focused on entrepreneurs and investors
NL · commercial
↗
N26
German mobile neobank with free account and real-time notifications
DE · commercial
↗
Tomorrow
German sustainable bank that invests money in climate and environmental projects
DE · commercial
↗
Trade Republic
German neobroker from Berlin with a BaFin banking license for investing and saving in the EU
DE · commercial
↗
Triodos Bank
Dutch sustainable bank that exclusively invests in social and green projects
NL · commercial
↗

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Frequently asked questions

What is the best European alternative to Qonto?

It depends on your use case. Strong EU alternatives to Qonto include bunq, Finom and Holvi. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Qonto?

Our list of EU alternatives to Qonto is mostly commercial options. Browse the category on the map for open-source choices.

Is Qonto GDPR-compliant and where is the data hosted?

Qonto is headquartered in FR (EU) and hosts data in EU. That makes Qonto an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

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